Financial independence starts with financial literacy.

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Educating yourself on achieving financial independence starts with financial literacy. One of the key aspects to achieving financial literacy is not only to learn from experts in the field but question old and tried methods and explore what financial independence means to you. While investing in stocks and bonds can be one form of financial investment, there is a growing need to diversify into other asset classes such as real estate. Zach Holz of finance blog The Happiest Teacher shares some of his insights here.

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Rent Vs Buy: What Decision Should You Make?

First, you should focus on is your personal needs. If you are looking for a ‘forever home’ then buying makes sense. But if you are not sure about your long-term plans – even without looking at the numbers – renting makes more sense as it provides you with a lot of flexibility, especially with the current macro environment and uncertainty. 